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Monday, December 2, 2019

MONEY DRAINING FOOD MYTHS The road to better health may sometimes involve an extra expense here and there, but you should be careful about wasting money on diet ideas with promises that are more based on myth than fact. Identified...

 

Monday, November 25, 2019

PUT IT IN A LETTER American actor Lee Marvin once said, “As soon as people see my face on a movie screen, they knew two things: first, I'm not going to get the girl, and second, I'll get a cheap funeral before the picture is...

 

Thursday, November 21, 2019

CREATIVE WAYS TO MOTIVATE YOUR EMPLOYEES The common thread that runs through all small businesses, from professional services to manufacturing, is that a motivated workforce is central to the business’s success. Here are some...

 

Monday, November 18, 2019

SIX MOST OVERLOOKED TAX DEDUCTIONS Who among us wants to pay the IRS more taxes than we have to?¹ While few may raise their hands, Americans regularly overpay because they fail to take tax deductions for which they are eligible....

 

Monday, November 11, 2019

TIPS FOR FINDING CARE FOR YOUR SPECIAL-NEEDS CHILD The need to care for special-needs children may continue into their adult years, and even after the passing of their parents. The care choices are wide ranging—family,...

 

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Monday, November 4, 2019

FINANCIAL AID FOR STUDENTS 101 Preparing for college while still in high school can be difficult for even the most academically minded student. These days, you need to excel in the classroom, make sure you’re involved in...

 

Wednesday, October 16, 2019

DO YOU OWE THE AMT? American educational reformer Horace Mann called education “the great equalizer.”1 In football, it’s been said that turnovers are the great equalizer. And anyone who’s ever watched...

 

Thursday, October 3, 2019

HEALTHCARE COSTS IN RETIREMENT Tip: Medicare beneficiaries spent an average of $5,503 out of pocket on healthcare in 2013, the most recent year for which figures are available. That includes premiums and costs for things like dental...

 

Tuesday, September 24, 2019

 

Friday, September 13, 2019

BEST PERFORMING ASSET CLASSES Tip: Fund Flows. In January 2017, investors added $10 billion to mutual funds, a significant shift from the $56 billion they had taken out of mutual funds the month before.Source: Investment Company...

 

Wednesday, September 4, 2019

 

Tuesday, August 13, 2019

A BRIEF HISTORY OF ESTATE TAXES Tip: Regardless of your net worth, it’s critical to understand your choices when developing an estate strategy. Federal estate taxes have been a source of funding for the federal government almost...

 

Wednesday, July 31, 2019

 

Monday, July 22, 2019

 

Monday, July 15, 2019

SOCIAL SECURITY: THE ELEPHANT IN THE ROOM For most Americans, Social Security has represented nothing more than some unavoidable payroll deduction with the positively cryptic initials of “FICA” and “OASDI”...

 

Monday, July 8, 2019

 

Tuesday, July 2, 2019

THE BUSINESS CYCLE Tip: Not Smooth. During both recessions and expansions, the economy can go through brief reversals in economic activity. A recession may include a short period of expansion followed by further decline; an expansion...

 

Monday, June 24, 2019

BUDGETING AFTER A DIVORCE

 

Tuesday, June 18, 2019

YOU WOULD RATHER BE...

 

Tuesday, June 11, 2019

A LOOK AT WHOLE LIFE INSURANCE Whole life insurance remains in force for your whole life, as long as you remain current with your premiums. In exchange for fixed premiums, the insurance company promises to pay a set benefit when the...

 

Wednesday, June 5, 2019

ASSESS LIFE INSURANCE NEEDS Tip: Final Cost. Paying for a funeral can be a financial burden on a family. Make sure your estate management will provide your loved ones with sufficient funds to cover this important cost. If your family...

 

Thursday, May 30, 2019

THE LOWDOWN ON THOSE FREE CREDIT SCORES The Fair and Accurate Credit Transaction Act of 2003 provided individuals with valuable rights to the credit information that companies keep on them, but did you know the credit score provided...

 

Friday, May 24, 2019

4 REASONS FOR THE RETURN OF MARKET VOLATILITY Until early 2018, stocks were enjoying their longest period without a five percent pullback in nearly 90 years.1,2 But in early February, that calm came to a sudden and decisive end, as...

 

Monday, May 20, 2019

GLOBAL VS. INTERNATIONAL: WHAT’S THE DIFFERENCE? With international stock markets comprising nearly two-thirds of the world’s capitalization, a broad range of investment opportunities exist outside the borders of the U.S...

 

Monday, May 13, 2019

CHOOSING A BUSINESS STRUCTURE In March 2015, about 679,072 new business had been created in the preceding year.¹ All individuals pursuing the dream of exercising their entrepreneurial muscles, will face the same question,...

 

Monday, May 6, 2019

CHOOSING A RETIREMENT PLAN THAT FITS YOUR BUSINESS One survey found that 79% of small business owners expect at least some of their retirement income to come from tax-advantaged retirement savings accounts.¹ If you have yet to...

 

Monday, April 29, 2019

DOG BITES NEIGHBOR. NOW WHAT? More than one-third of all homeowner claims involved dog bites, totaling aggregate damages of an estimated $602 million in 2016, according to the Insurance Information Institute.¹ For most homeowners...

 

Monday, April 22, 2019

KEEP YOUR UMBRELLA HANDY Tip: Before the Umbrella. Before becoming eligible for umbrella insurance, you may have to maximize coverage on your homeowner’s and car insurance policies, as these become deductibles to an umbrella...

 

Monday, April 15, 2019

IMPORTANT BIRTHDAYS OVER 50 Tip: Average Benefit. In March 2018, the average monthly Social Security benefit for a retired worker was about $1,410.Source: Social Security Administration, 2018Most children stop being...

 

Tuesday, April 9, 2019

PASSWORD PROTECTION STRATEGIES Facebook, Twitter, LinkedIn—they’ve all fallen prey to hackers who exposed passwords and other personal information for hundreds of thousands of their users. If you haven’t yet had your...

 

Monday, April 1, 2019

EIGHT MISTAKES THAT CAN UPEND YOUR RETIREMENT Pursuing your retirement dreams is challenging enough without making some common, and very avoidable, mistakes. Here are eight big mistakes to steer clear of, if possible. No Strategy: Yes...

 

Friday, March 22, 2019

A PENNY SAVED IS TWO PENNIES EARNED This modern twist on the Ben Franklin maxim reflects the multiplicity of taxes to which earnings are subject in today’s world.¹ Finding ways to manage expenses is one of the cornerstones...

 

Friday, March 15, 2019

CARING FOR AGING PARENTS Thanks to healthier lifestyles and advances in modern medicine, the worldwide population over age 60 is growing. The United Nations estimates that by 2050 the number of people aged 60 and older will have more...

 

Monday, March 11, 2019

A BUCKET PLAN TO GO WITH YOUR BUCKET LIST The baby boomers have re-defined everything they’ve touched, from music to marriage to parenting and, more lately, to what “old” means—60 is the new 50! Longer,...

 

Tuesday, March 5, 2019

BEST VACATIONS: BY CAR, BY SHIP, BY FOOT, ONCE IN A LIFETIME “Travel is the only thing you buy that makes you richer.”¹ – Unknown If travel for you is less about escaping life and more about living it, then...

 

Tuesday, February 19, 2019

A DECISION NOT MADE IS STILL A DECISION Whether through inertia or trepidation, investors who put off important investment decisions might consider the admonition offered by motivational speaker Brian Tracy, “Almost any decision...

 

Tuesday, February 5, 2019

A LIVING TRUST PRIMER A living trust is a popular consideration in many estate strategy conversations, but its appropriateness will depend upon your individual needs and objectives. What is a living trust? A living trust is created...

 

Tuesday, January 29, 2019

9 FACTS ABOUT SOCIAL SECURITY Tip: How Much? Check your Social Security earnings and see an estimate of your benefits on the website, www.ssa.gov. Social Security’s been a fact of retirement life ever since it was established in...

 

Monday, November 26, 2018

The average American household with debt owes $132,158. And credit card debt accounts for $15,675 of that.¹ Little wonder that money worries are a major cause of stress. The Link Between Stress and Health Humans have an innate...

 

Tuesday, November 13, 2018

Concerns over identity theft continue to grow, especially with news of data breaches at major companies and financial institutions. Unfortunately, you have little control over the hacking of these companies, but you do have control...

 

Tuesday, November 6, 2018

Each month you settle down to pay bills. You pay your mortgage lender. You pay the electric company. You pay the trash collector. But do you pay yourself? One of the most basic tenets of sound investing involves the simple habit of...

 

Tuesday, October 30, 2018

 

Thursday, October 25, 2018

Traveling. Some of us travel a lot, and some of us travel a little. For some of us, traveling is a job. Nearly 63 million people are employed, worldwide, in air travel and related industries.¹ There’s bound to be travel...

 

Thursday, October 18, 2018

Driving may be a rite of passage for teenagers, but for parents, having a teenage driver can be stressful and expensive. Your child will need auto insurance coverage as soon as he or she receives his or her driver’s license....

 

Wednesday, October 10, 2018

Carve your name on hearts, not tombstones. A legacy is etched into the minds of others and the stories they share about you.¹Shannon L. Alder The desire to leave a legacy may be the height of altruism, for it is a gift to the...

 

Thursday, October 4, 2018

A CHEAT SHEET FOR SENDING YOUR KID TO COLLEGE College marks a great milestone in a child’s life. It may be the first time he or she will live away from home. Dropping off your child at college may be an experience loaded with...

 

Thursday, September 27, 2018

The New Red Scare: Chinese Ownership of U.S. Debt Would it surprise you to hear that China owns only about 7% of the total outstanding debt of the U.S. Government?¹ This still amounts to about $1.26 trillion, but China’s...

 

Friday, June 30, 2017

One study found that 43% of cyber attacks target small business, and 60% of small companies go out of business within six months of a cyber attack.¹ Business owners are also required to protect their customers’ personal...